Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    skyrocket123 Novitiate

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    Default help needed please! what next?

    my friend won against a&l two weeks ago. the judge struck out their defence as they didnt turn up to court. the judge said they had 14 days to pay up.
    yesterday was the 14th day so today my friend phoned their solicitors who told her they won't be paying and will be appealing the struck out defence.
    what should she do?
    it seems so unfair for her that they don't even bother to turn up and then can do this.
    what next?

    BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06
    Clydesdale Financial Services - Gave them their chances off to court we go!
    HSBC - Watch out I'm coming after you next!

    If you like anything I say click the scales!

  2. #2
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    Default Re: help needed please! what next?

    Received letter from local court with hearing date for Oct 1st for hearing of strike out issue, A&L objected to Judge wanting to strike out and put in a 3 page letter by fax to the court -(I had to ask for a copy from court).

    A&L gives a point by point argument main bits - The Defence sets out a valid Defence as matter of law. A party who has a bona fide Defence in fact and law, and is able in good faith to sign a statement of truth, is entitled to pro9ceed with its case. Those requirements have been met here, and there is therefore no basis for the Court to make an Order suggesting that the Defence should be struck out.

    They raise the case of Berwick v Lloydsicon TSB bank and included a copy of the judgment (not to me)

    The Court bases its Order on assumption that the Defendant has settled all previous claims of similar nature. this assumption is false and there is no evidence before the Court upon which such an assumption can be made. Even if it had settled all previous claims its basically saying each cas on its own merits etc.

    Court must decide cases solely on evidence received in the case, produced by both parties and not on his own recent searches or personal assumptions. Saying this was broken in Court order of 9th July. No factual basis for courts assumption that Defendant has settled all previous claims of a similar nature (the all was underlined) and that there is no such evidence from the Claimant.

    Court asked for Defendant to file a statement setting out list of all claims it has pursued to trial and all claims it has settled of a similar nature the that brought about by the Claimant. They say they are unable to do that because of client confidentiality and quoted data protection act 1998 and that the claimant has no entitlement to seek details of defendants other customers and in particular those other customers who have been unable to run their current account without incurring unauthorised overdrafticon fees.

    Likewise for the court the details of other customers sought by the courts order of 9th July is not relevant to the matters in issue in this claim.

    The material being sought appears to be material for the courts own purposes in seeking of the courts own volition to justify a strike out of this claim without hearing the merits of the arguments as a matter of law. It is objectionable on that basis.

    Hi Skyrocket - this is a slightly different tack that A&L are doing, I didn't get to the 'win' stage, I assume they will use a similar letter for your friend. I'm carrying on whatever. Suggest that your friend ring the court and see if they can do anything or give advice as they gave the 14 day time limit.


  3. #3
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    skyrocket123 Novitiate

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    Default Re: help needed please! what next?

    hi woolleykat
    she is going to phone the court tomorrow as the 14 days are up!
    she tried on numerous occasions before the court date to settle but their solictors are so incompetant that even getting a phone callicon back from them is a mirace in itself.
    the guy who told her that they were appealling it sounded about 10 she said and didnt seem to know what he was talking about.
    how long do they have to appeal the decision from the day of the strike out?

    BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06
    Clydesdale Financial Services - Gave them their chances off to court we go!
    HSBC - Watch out I'm coming after you next!

    If you like anything I say click the scales!

  4. #4
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    Default Re: help needed please! what next?

    Not sure but I think it's the magical 14 days from issue.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE