Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, have recently started a claim for my bank charges against A&L. To my surprise, when I requested my statements to be sent to me, they arrived well within the 40 day time limit. I have now gone through them and wrote down details of all the charges but am still a bit unsure of how to fill in the spreadsheet. Do I delete the column with the accrued interest which is worked out for you or leave it in when I send off my initial request for claim? Although I know I cannot reclaim the monthly overdraft charges, can I reclaim the monthly interest I have been charged over and above the agreed charge?
You hide the 8% column until you start court action.
I did not claim any other interest so cant help you on the other bit
did you find step by step instructions under the FAQ section - i think it is covered there.
Jan
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
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offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
Thanks Jansus but am still confused as their appears to be two interst columns, one on the far right of the spreadsheet which automatically works out a daily interest charge and one at the bottom mentioning a judicial charge!
I did not think you could reclaim your monthly overdraft charges as these were agreed upon when I opened the account and was given an overdraft! Why is my thread not on the general Alliance and Leicester bit?
Spreadsheet
charges, can I reclaim the monthly interest I have been charged over and above the agreed charge?
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Re: Spreadsheet
