Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi
i am new to this so please bear with me.Can anyone answer my question?
i received a CCJ in october 2000,when i was instructed to pay a monthly sum. I didnt maintain payment.Now,7 years on,a new debt collector is writing,threatening to take me to court.Can they due this?
thanks
If six years has passed since last payment I think they need permission from the court to bring it back to life, but once they get that, they will expect regular payment or they will take enforcement action.
Has the new DCA told you they are going to seek to revive this judgment, or they trying to get you to pay up on their terms??
thanks dannyboy.my last payment was less than 6 years ago.They are i think wanting me to pay on their terms-as i am on income support they arent going to get much money from me,whichever way they pwersue the debt.
I could be wrong about this, but with a judgment already in place I am pretty sure they need the courts permission to revive it, especially if several years have passed without any action. Really, the ball is in their court and it's up to them to decide what they are going to do.
Being on IS, you won't have a great deal to worry about because you only have a very limited income and there is a flat rate the courts use when determining how much you should pay.
Hang on :? .......Is it a completely different company from the one that got judgment in the first place????
you cannot be sued twice for the same debt so long as you can prove to the court that you have previously been sued for the debt in question. you might want to try and see if the court still has a copy of the original judgment, if not you could try here:
if they wish to enforce the original judgment they will need the leave of the court to obtain a warrant of execution, all other forms of enforcement require a hearing where the delay of time could be raised.