Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    Default threat of being sued twice

    hi
    i am new to this so please bear with me.Can anyone answer my question?
    i received a CCJ in october 2000,when i was instructed to pay a monthly sum. I didnt maintain payment.Now,7 years on,a new debt collectoricon is writing,threatening to take me to court.Can they due this?
    thanks

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  2. #2
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    Default Re: threat of being sued twice

    Unfortunately they can, and they probably will.

    If six years has passed since last payment I think they need permission from the court to bring it back to life, but once they get that, they will expect regular payment or they will take enforcement action.

    Has the new DCAicon told you they are going to seek to revive this judgment, or they trying to get you to pay up on their terms??


  3. #3
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    Default Re: threat of being sued twice

    thanks dannyboy.my last payment was less than 6 yearsicon ago.They are i think wanting me to pay on their terms-as i am on income support they arent going to get much money from me,whichever way they pwersue the debt.


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    Default Re: threat of being sued twice

    I could be wrong about this, but with a judgment already in place I am pretty sure they need the courts permission to revive it, especially if several years have passed without any action. Really, the ball is in their court and it's up to them to decide what they are going to do.

    Being on IS, you won't have a great deal to worry about because you only have a very limited income and there is a flat rate the courts use when determining how much you should pay.

    Hang on :? .......Is it a completely different company from the one that got judgment in the first place????


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    Default Re: threat of being sued twice

    Quote Originally Posted by dannyboy660 View Post
    Hang on :? .......Is it a completely different company from the one that got judgment in the first place????
    I think you are correct.
    He's saying he will be sued twice by two different companies for the same debt.


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    Default Re: threat of being sued twice

    Yes NOX I was a bit slow there, but the penny just dropped.

    That's thrown me a bit. That must a 'foul' - how to proceed has set me off into thinking mode.

    It's OK taking on DCAicon's, but with unsatisfied CCJ's involved it becomes a different ball game.


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    Default Re: threat of being sued twice

    Purely hypothetical now....

    Bearing in mind this is a new DCAicon with no involvement in the CCJ, and highly unlikely to be in possession of the CCA, is this a 'search' mission??

    and still hypothetically....

    what are the potential consequences of doing absolutely nothing, and letting the new DCA do it's usual thing??


  8. #8
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    Default Re: threat of being sued twice

    you cannot be sued twice for the same debt so long as you can prove to the court that you have previously been sued for the debt in question. you might want to try and see if the court still has a copy of the original judgment, if not you could try here:

    RTL Home

    if they wish to enforce the original judgment they will need the leave of the court to obtain a warrant of executionicon, all other forms of enforcement require a hearing where the delay of time could be raised.


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    Default Re: threat of being sued twice

    Quote Originally Posted by sequenci View Post
    you cannot be sued twice for the same debt...

    Thank you Sequenci. I wasn't too sure about that.


  10. #10
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    Default Re: threat of being sued twice

    Quote Originally Posted by dannyboy660 View Post
    Thank you Sequenci. I wasn't too sure about that.
    well in essence, you *could* be sued for the same debt twice, whether or not the court grants the judgment would be totally down to the defendant.



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