Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
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My Wins
GE Money Won unconditionally May 2007 NatWest Won unconditionally August 2007 BrighthouseWon unconditionally August 2007 GoldfishWon unconditionally April 2008 (including CI on the basis of Sempra) Clydesdale Financial Services (now BPF) Won unconditionally February 2008
Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.
Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.
Sent copies of passport, utility bill etc with the SAR in the hope of sidelining the Egg red tape but they have still sent back a form asking whether we want a list of charges, copy statements or all data protection stuff. We have gone for the middle option so that we can attempt to get back the PPI too.
If you intend to reclaim PPI you would need the fullblown £10 option (taking up to 4 or 6 weeks) which would give you all screen shots recording your original application, in particular whether you had mouseclicked the box for PPI enrolment.
Two trials in court showed the verdict to depend on that mouseclick.