Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My court date for my Barclaycard claim is Tuesday the 14th August, yesterday i sent an email to the Litigation Dept as i was previously advised to contact them before the date, i spoke with Emma which i have previously recieved letters/offers from, in speaking with her yesterday she said that they had previously offered me £172 as i have already been credited with £132 in which i told her i hadn't, i had the card registered to an old address and moved without telling them as i no longer used the card, a year after moving they found me and asked me to repay the £500 outstanding on the card by this time it had been passed to a DCA, i settled with them in June 07 the full amount, in speaking with Emma yesterday she didnt know the account was closed and i'd settled the full amount according to there system i still had an outstanding balance of £261 which i havent as its been paid in full, Barclaycard tell me that they did pay £132 off the card which the DCA didnt tell me as if they did i wouldn't have had to pay the £500 it would have been less! Now im wondering if when my claim goes through on Tuesday that they are gonna pay £392 im claiming off the card and give me the rest as they are saying the account is still open when its been closed!
Court Date Nearly Here
, i settled with them in June 07 the full amount, in speaking with Emma yesterday she didnt know the account was closed and i'd settled the full amount according to there system i still had an outstanding balance of £261 which i havent as its been paid in full, Barclaycard tell me that they did pay £132 off the card which the DCA didnt tell me as if they did i wouldn't have had to pay the £500 it would have been less! Now im wondering if when my claim goes through on Tuesday that they are gonna pay £392 im claiming off the card and give me the rest as they are saying the account is still open when its been closed!
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