Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    lancasterchelsea Novitiate

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    Default lancasterchelsea v. A&L very old Atlantic Visa card

    The story so far......

    1) had Alliance and Leicester Atlantic Visa card from 1991 to 1999, then defaulted owing £2,800.... interesticon stopped
    2) over the next 8 years went through every debt collectoricon in Christendom
    3) finally paid off in March 2007 (great rejoicing in the land)
    4) now claiming £1000 in charges and CI during normal payment period up to 1999..... later will apply for 8% since 1999....... OR could go for CI right up to present time (consequential loss, I still had other cards which I could not pay off)
    5) first letter to Carlton Park, Leicester..... reply said I should contact MBNAicon
    6) lbaicon to Carlton Park.... reply again said I should contact MBNA
    7) phoned Bootle and told write to Corporate Charging Dept Bootle ..."they are handling all these claims"

    My contract was always with A&L Bootle..... MBNA were never involved pre 2003 (as I understand)

    I am happy dealing with 1980 Limitations Act..... I have 12 claims in total pre 2001

    Do I plough on writing to Leicester...... the MCOL is due on 16th August
    I have all my statements since 1991 (in loft ...how sad is that)

    Similar Threads:
    KBO
    If you can't fight, wear a big hat.

    Halifax... 2 successful claims....£518

    CitiCards..... judgement and cheque (26/7/07) .... won £900

    RBS business..... .....stay lifted reissued N1..... won £2105

    Midland1 business.1996/1997.. first letter (27/6/07)....£1470

    First Direct...... first letter (30/6/07).... £839.... stayed

    plus another 13 banks/business/cc's to come for £10,000 plus.

  2. #2
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    chubbas dad Novitiate chubbas dad's Avatar

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    Wink Re: lancasterchelsea v. A&L very old Atlantic Visa card

    :o gotta be worth a shot,keep on at them despite recent events. good luk m8


  3. #3
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    lancasterchelsea Novitiate

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    Default Re: lancasterchelsea v. A&L very old Atlantic Visa card

    A body blow..........

    i filled in POCicon with all the limitations act section 32 provisions...
    deliberately concealed... etc etc. then send off aqicon etc

    the judge has now struck out the claim... "statute barred" which i assume refers to being older than 6 yearsicon..... I didn't even get to court
    It seems to cost more and more to claim with less and less chance of succeeding
    Any ideas anybody ???????

    KBO
    If you can't fight, wear a big hat.

    Halifax... 2 successful claims....£518

    CitiCards..... judgement and cheque (26/7/07) .... won £900

    RBS business..... .....stay lifted reissued N1..... won £2105

    Midland1 business.1996/1997.. first letter (27/6/07)....£1470

    First Direct...... first letter (30/6/07).... £839.... stayed

    plus another 13 banks/business/cc's to come for £10,000 plus.

  4. #4
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    lancasterchelsea Novitiate

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    lancaster
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    Default Re: lancasterchelsea v. A&L very old Atlantic Visa card

    THINGS HAVE MOVED ONWARDS AND UPWARDS

    claim got stayed/staute barred..... but I appealled and was in court on 8th July... very good judge... Wragge never appeared/wrote in/anything
    Judge put case up to multi-track/2 day hearing/possible costs. Got to pay fees/ put my case together by September etc
    got this news today

    KBO
    If you can't fight, wear a big hat.

    Halifax... 2 successful claims....£518

    CitiCards..... judgement and cheque (26/7/07) .... won £900

    RBS business..... .....stay lifted reissued N1..... won £2105

    Midland1 business.1996/1997.. first letter (27/6/07)....£1470

    First Direct...... first letter (30/6/07).... £839.... stayed

    plus another 13 banks/business/cc's to come for £10,000 plus.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE