Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.
Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-
By the way, I found this site which is good for finding your MPs by entering your postcode and then they send the message to your MP for you. Thought it might be handy.
Halifax Won £1180.00
NatWest Won £876.00
Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
Charity Group £200 compo for lost passport.
HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
All opinions expressed are my own and have no legal standing and no connection to CAG
All errors/typos etc are not my fault the blame lies with the spelling gremlins
<<<<<< If any of this has been helpful, PLEASE click my scales
Lloyds TSB won £4154.59
Nat West settled £810
Mint settled £383.47
Lloyds TSB (mrsDJ59) won £3751.09
Barclaycard settled £1079.77
Capital One settled £257.85
Citicards won £2033.80
Capital One settled £986.65
Written to Phil Woolas, MP for Oldham East and Saddleworth.
My next door neighbour has also e-mailed George Galloway on his website.
GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)
HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.
Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.
Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.
Scotcall CCA issued 16/01/07. Criminal offence committed.
HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.
Will the fact that Parliament is in Summer recess until 8th October make a difference. Is it likely we will get a response from these letters befiore then, if at all.
GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)
HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.
Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.
Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.
Scotcall CCA issued 16/01/07. Criminal offence committed.
HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.
The MPs not on holiday may still be running Surgeries and should have people in place to answer communications in theor absence in most cases, I would have thought.
04/04/07 - £104 exit fee refund - Portman BS
Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
A&L Current a/c - You're next..
Write to your MP and COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!
The MP's campaign-Responses
Reply With Quote
Re: List of all MP's written & emailed.
if my response has been of help to you, please click on my scales. thank you
Great username, btw 
