Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Barclays intend to defend and have sent a bog standard defence.
Have received N149 Allocation to Track.
Any advice on following questions:
G - Other Information - .......including any other information you consider should be supplied by the other party.
Basically, is it possible to ask for information that would support my claim?
Should I ask for details of manual intervention (I have not done so previously)
Should I ask for information relating to the actual cost of bouncing a DD etc as this would help in my claim that the charges represent a penalty.
Long shots I know, no bank has ever attempted to quantify the actual costs.
Any other points re the N149 form would be appreciated.
The answer is that yes you can ask for it but getting it is another matter.
Assuming that you are suggesting the small claims track there is very limited disclosure between the parties. Basically you and they will only be required to produce documents that you and they intend to rely upon. That's why you need to use the DPA to obtain details of manual interventions. You can't rely upon the other side to give it to you otherwise,