Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I've just started out claiming against BarclayCard, I sent them my first letter asking for statements from the opening of my account to closing date (1997-2005) and they have surprisingly send me most of the statements "as a gesture of goodwill" - without the Microfische argument.
However they've sent me only 2000-2007 (exactly 6 years worth of statements). Can someone tell me whether I would be entitled to claim from 1997 as I know I have many charges between 1997-2000 which they have not provided statements for.
Has anyone sent them a letter to get over 6 years wort of statements before?
In theory, you can just write to them and demand that your SAR be fully actioned, which is that ALL information about you held by them is subject to an SAR, and failure for you to receive all this information, whether on Microfilm or not, will result in a letter of complaint being raised with the FSA dn the ICO.
I would even add that since the suspension of many bank complaints, you are sure the ICO and FSA will be dealing quickly and effectively with all complaints raised to them.
Give them 14 days (7 if you feel mean) and say that the resolution of this complaint will only be met by their fulfilment of the above. You will not be entering into further telephone conversations, or written correspondence until the remainder of your SAR has been met.
If this has not been resolved within the 14 days, you will also be filing at your court to have the above act imposed on you by a judge.
Hope that helps
Peter
Sign my petition to the Prime Minister here: PETITION
Thanks
Peter
Moores2525 vs BarclayCard
" - without the Microfische argument.
worth of statements). Can someone tell me whether I would be entitled to claim from 1997 as I know I have many charges between 1997-2000 which they have not provided statements for.
Reply With Quote