Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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DLC sent a letter stating car finance was repossession by mistake and are now "urgently recalling the letter dated xx/xx/xx due to an admin error"
by the way I said no
Direct Auto Finance & DLCdispute ongoing. Offer with confidentually agreement from DLC / DAF DECLINED
Please PM me if you have any cheap rate or 0800 number for DCA's to add to my list and also to my website
Car Craft set up finance on wrong bank accuont set it up on my identification account not the one I wanted the fund to come out of! Got over £300 of charges from finance company and £500 on bank charges!!
Car Craft AGAIN told me warrenty was fully comprehensive (just forgot to say it was only up to £300 and not on wear and tear or a car of age) THIS WILL NOT BE FULLY COMPREHENSIVE THEN!!!!
Car Craft put a car up for sale on website when they didnt't stock the car and promise you the one there showing you is the same one even though its a higher price!!
Just yesterday!! my car failed its MOT, Kwik Fit said Catalytic Con was gone, for price of £249.99. Got second opinion from another garage only thing that was wrong was "Lamda Sensor" for about £40. Come on Kwik Fit!!
Beau
Charges succsessfully claimed back from: First Direct Nat West Barclaycard Alliance+Leic
Mint CCA sent as yet no reply Nat West M/C CCA sent as yet no reply Barclaycard CCA sent as yet no reply Egg DCA Court Claim issued then discontinued ***(WON)****
Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)
Son purchased contract mobile phone and returned it within the 14 day 'cooling off' period. He was told that he could not as phone was without box. He was then advised that he could return it by paying a £ 5.00 charge. Tried to return phone again and was advised that he had damaged it. Then sent undamaged phone to headquarters requesting cancellation of contract. This was being considered. Today, the phone was returned claiming that it has been sent outside the permitted period.
The phone was sent recorded delivery within the correct period, however did not sign for the receipt of the phone.
Got2 of the numbers the wrong way in reg and financed a different car. It was only 3 years later when they turned up on the doorstep and asked why we were trying to have car written off when it looks ok.
Please help - list of common failures
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It's documented evidence of incompetence and far more.
