Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
have sat and woked out the intrest i have been charged on all the penalty charges. worked it out at 16% to be fare.
it might have been 24% i was charged but dont know but do know i was paying 1.456% on credit transfers. which works out to 17.47%APR.
now because im chasing contractual interest. i have only worked it out up till the last sign of interest added by barclay card. 1065 days in total of interest charged on the penalty charges.
now since then another 1231 days have passed by, meaning no interest was charged by them, but they still had my money,
so can i charge them the 8% from the date they stopped charging interest to the account. till the day it reachs court. thats if it gets that far.when the 8% would normally be added at court time.
or do i charge contractual for the full time elapsed
i dont want to over step the mark and make the wrong moves. so advise would be greatful.
adding interest to charges
. i have only worked it out up till the last sign of interest added by barclay card. 1065 days in total of interest charged on the penalty charges.
Reply With Quote