Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I need some help. Not sure if I should post this here on the EGG section.
I have an Egg card, which I am going to; 1. claim back the unlawful charges on, and 2. reclaim the mis-sold PPI on.
I requested my CCA from them, which I received fairly prompt. All they have sent me through is the standard agreement from the on line form. i.e. About me, About Egg PLC, and about the Egg Card. All they list is the interest due to be charged. They then have sent me a copy of the agreement signed by me and someone called Az Alibhai.
There is no mention of PPI. No mention of credit limit, and I was under the impression that the CCA should include the terms and conditions?
Also, Egg have continously raised my credit limit without my prior consent. Is this fair? Can they do that?
I intend to SAR them shortly, but I am currently tackling Barclays, Barclaycard, Capital One, Littlewoods, Halifax, MBNA, and Smile.......
I'd appreciate some advice, but in the mean time I will continue to look around at a few of the other battles going on.
hmm Interesting
I have asked for all my statements and got them after a while, they list the CCRP Ive sent an SAR for my agreement.
Im thinking they need yet another letter to get the screenshot of the actual page where we/you ticked the PPI box.
"I am more than prepared to repay any money I have borrowed, IF they are prepared to refund any money THEIR agreement doesnt allow them to charge me." Tamadus
Egg
due to be charged. They then have sent me a copy of the agreement signed by me and someone called Az Alibhai.
Reply With Quote
