Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    nickieee Novitiate

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    Default Alliance & leicester debt collectors!!

    just wondering. I am pretty sure my directions hearing is stayed just waiting for official notification. If it is stayed what are the chances of getting it lifted as I received a letter from the morons at A&L a couple of days agao telling me my account had been closed and they are contacting debt collectionicon bods to recover the outstanding amount. surely that is a) putting me into financial hardship and b) showing that alliance are not honouring the spirit of the stay as the amount they are chasing is far and away less than i am claiming from them?

    cheers

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  2. #2
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    Jess68 Novitiate Jess68's Avatar

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    Default Re: Alliance & leicester debt collectors!!

    It does seem very much one sided, we cant claim from then but they can continue charging us, A+L aren't directly involved in the test case tho so i am not sure if they are getting cases stayed or not, they keep trying but they settled the cases yesterday (although i have yet to be paid)

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    Feels like a lost little girl x

  3. #3
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    nickieee Novitiate

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    Default Re: Alliance & leicester debt collectors!!

    Well i rang cardiff court yesterday and was told all cases were being stayed. dont know if this is the case but i'm still planning on turning up on the 14th unless i get a notification before that. If i do i'll send in one of the letters objecting too the stay and copies of the letters about the account being closed by A&L and a copy of the one saying the debt has been sent to DC agency and see if that can prick (freudian slip there!!!) the judges conscience a bit. It does seem incredibly unfair tbh and seeing as my finances have improved over the last year or so that money was gonna send me and she that must be obeyed on a nice little trip to the med somewhere. I did say to the clerk that my claim was against one of the banks not in the test case but she seemed to think it made no diff and it was a case of tuff really. i sincerely hope the high court dont bottle it and come up with the true figure of costs around the £2 mark i wont mind going overdrawn then lol


  4. #4
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    Default Re: Alliance & leicester debt collectors!!

    Apparently they aren't blanketing all cases and each one is individually fought on its own merits, so its possible that you wont be given notification. Apparently you can claim financial hardship as an excuse as well not to get it stayed some nice mister i had a chat with yesterday told me that

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE