Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Smile a+l taking my child tax credit

    I've claimed against alliance and Leicester before and won sent a cheque the day they put in a defence well i have had a few more charges since then (also signed a form saying Full and finalicon settlement) my question is are they allowed to take money from my child tax credit and family allowance? i think this is wrong depriving my children of money is there any thing i can do to claim this back? thanks

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  2. #2
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    Default Re: a+l taking my child tax credit

    Hi Kat.

    They are not allowed to take family allowance or child tax credit money.
    Check out the following thread......

    http://www.consumeractiongroup.co.uk...stop-bank.html

    Social Security Administration Act 1992
    Miscellaneous
    Certain benefit to be inalienable **

    Here also is the legislation that can be quoted if the benefits that fall within this act apply to you.
    187- Subject to the provisions of this Act, every assignment of, or charge on-
    (a)benefit as defined in section 122 of the Contributions and Benefits Act;
    (b)any income-related benefit; or
    (c)child benefit,
    and every agreement to assign or charge such benefit shall be void; and, on the bankruptcy of the beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors


    Write a letter of complaint to the FSA, who regulate the banks.

    Regards, Rooster.

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  3. #3
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    Default Re: a+l taking my child tax credit

    thanks rooster-uk i will write them a letter. let you know how i get gone


  4. #4
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    Default Re: a+l taking my child tax credit

    hi rooster well a+l have stopped takin charges now complained to fosicon under hardship they have been refunding all my charges to me everytime they do this i send a secure message and they refund any charges



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE