Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default matt -v- Halifax Credit Card **WON**

    Hi, Im new to the Halifaxicon forum.

    I have had a successful claim against Lloydsicon for just over £4k. I have also started a 2nd claim v lloyds and also a claim on behalf of my wife v lloyds.
    I am also due in court in 3 weeks v Abbeyicon but as this and the Lloyds cases look likely to be stayed I thought now is as good as time as any to start my credit card claim.

    I have sent my SARicon off this morning. I have had a look through some of the Halifax threads.

    Lloyds were pretty differcult to deal with and from what I have read it seems Halifax can be too.

    Any advice is greatly received.

    Thanks,

    Matt.

    Similar Threads:
    Lloyds settled in full
    £4010.02

    Halifax CC settled
    £417.00

    Lloyds PPI
    £3672.15 Refunded off loan

  2. #2
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    Thumbs up Re: matt -v- Halifax Credit Card

    Some like me have found Halifaxicon a complete roll over - but lately it seems they are digging their heels in - just keep to your timescales, ignore fob off letters and you will be fine

    Oh and welcome to the Halifax house

    I might add that it is my current account that was a roll over - my credit card is still ongoing.


  3. #3
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    Default Re: matt -v- Halifax Credit Card

    Well I sent my prelim off on Jan 16th and they sent me a standard sorry to hear about your complaint. I thought to myself yesterday I will do my lbaicon this weekend. I got home today and there was a letter from them offering a settlement on the fees that they have taken above £12. this worked out at £417. I have deceided to accept this offer as my credit card balance is £404. So it will be nice to wipe off my balance and get rid of a debt.

    I know some people will say I should go for the lot but I am happy to get rid of my card after just having to send 1 letter.

    Lloyds settled in full
    £4010.02

    Halifax CC settled
    £417.00

    Lloyds PPI
    £3672.15 Refunded off loan

  4. #4
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    Default Re: matt -v- Halifax Credit Card

    Hi Matty

    That is brilliant news congratulations





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  5. #5
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    Default Re: matt -v- Halifax Credit Card

    Well Done, Matt.

    As long as your happy, and like you say, It's good to get rid off the debt with just one letter.

    Regards.

    Scott.



    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  6. #6
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    Default Re: matt -v- Halifax Credit Card

    Thanks guys,

    the test case really took the wind out of my sails. I had won my case against Lloydsicon and had a court date v Abbeyicon for nearly £4k then on the day of my case I had a letter saying case stayed ARGHHHHHHH.

    So this seems like a nice little win without having to go to court and fill in aqicon's and file court bundles.

    Lloyds settled in full
    £4010.02

    Halifax CC settled
    £417.00

    Lloyds PPI
    £3672.15 Refunded off loan

  7. #7
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    Default Re: matt -v- Halifax Credit Card

    The main thing is your happy with the results, Well done..!!




  8. #8
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    Default Result Matt -v- Halifax Credit Card

    Well done Matt.

    Its a win.


    Its also a morale boost for others.


    Sharkie

    Sharkie - V - Woolwich = Won
    Sharkie - V - Sainsbury's Visa = Won
    Sharkie - V - HSBCicon = Won
    Sharkie - V - Halifaxicon = Won
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    If this has been of any help, and or support click on the scales.

    Sharkie

  9. #9
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    Default Re: matt -v- Halifax Credit Card

    Well done Matt . . . . feels good getting free does'nt it?



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