Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Barclaycard withholding statments (microfilm)


  2. #2
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    Default Re: Barclaycard withholding statments (microfilm)

    How many days since your SARicon?


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    Default Re: Barclaycard withholding statments (microfilm)

    Its over the 40 days. They have sent me back my statments but with-held pre 2004.
    Cheers
    Al


  4. #4
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    Default Re: Barclaycard withholding statments (microfilm)

    Ok, what you need to do is make a complaint to the ICO and begin a small claims action for enforcement of your rights and for damages.

    Go here for details on how to start a small claimicon for enforcement:

    http://www.consumeractiongroup.co.uk...n-act-non.html

    I have claimed £200 + Court costs + 8% interesticon from Barclaysicon and they've always paid up. They know they havent a leg to stand on.


    Go here for details to make a compaint to the ICO.

    http://www.ico.gov.uk/upload/documen...aints_form.pdf I

    always print the form out, fill it in by hand and send it off to the ICO, enclosing a copy of the SARicon, proof that it was sent and recieved and any acknowlegement from the company involved.

    They will tell Barclays to provide what youve asked for, while the threat of having to defend their muppetry in Court will provide additional motivation to do so!

    This pre-May 2004 nonsense is standard Barclays B/S. Treat it with contempt it deserves. Most of us have been through it, but they will cough up your statements (and most probably £200+ court fees) for messing you around!

    Court fee for £200 is £36 in my Court (N.Ireland)


  5. #5
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    Default Re: Barclaycard withholding statments (microfilm)

    very good advice noo
    i have been reading through the types of misreprentation and i am really amazed that i never noticed or did but ignored it house of lords hedley byrne v heller and partners only reason i found it is because a contract i signed i had a gut feeling afterwords that i felt their was no reality of contract..this was in concern to my signing them the authority to use my data,hence my thinking when signed it was in reference to the police the taxman and the judge.but now reading some of this the data being processed is not acurate so when passed to a third part ie experium who in turn pass to a fourth party DCAicon by passing our legal right to the true third party i would assume a judge ...i rest my case and await your good arguement
    patrickq


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    Default Re: Barclaycard withholding statments (microfilm)

    Brilliant. Thanks guys

    Al


  7. #7
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    Default Re: Barclaycard withholding statments (microfilm)

    Hi
    I got a strict 6 yeras of statements back- to the day. They state that is all they hold.

    However, they did include microfiche. In the letter they sent, they stated

    "statements held prior to May 2004 are stored on microfilm which is a means of storeage that does not fall within the definition of "relevant filing system" under the Data Protection Act as set out in ICO web site..........

    The ICO has indicated his intention to amend this guidance. It is therefore as a gesture of goodwillicon to you, our customer, and in light of the proposed change, that we enclose copies of our pre May 2004 statements"

    Whilst I disagree with their interpretation, they should not treat you any differently. That is a critisism that the OFT has levied in general in its overdrafticon case. Perhaps you can use the above to get there, hope it works!!

    Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

    Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

    http://www.consumeractiongroup.co.uk...ml#post1652270

    Register with CAG today, its free, its a great community:
    http://www.consumeractiongroup.co.uk/forum/register.php

    kennythecelt@consumeracti ongroup.co.uk.



    Thankyou Kennythecelt

  8. #8
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    Default Re: Barclaycard withholding statments (microfilm)

    And, in the stickies section above.................... ..........

    http://www.consumeractiongroup.co.uk...hey-wrong.html

    This should definitely get you moving in right direction!!

    Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

    Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

    http://www.consumeractiongroup.co.uk...ml#post1652270

    Register with CAG today, its free, its a great community:
    http://www.consumeractiongroup.co.uk/forum/register.php

    kennythecelt@consumeracti ongroup.co.uk.



    Thankyou Kennythecelt


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