Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
always print the form out, fill it in by hand and send it off to the ICO, enclosing a copy of the SAR, proof that it was sent and recieved and any acknowlegement from the company involved.
They will tell Barclays to provide what youve asked for, while the threat of having to defend their muppetry in Court will provide additional motivation to do so!
This pre-May 2004 nonsense is standard Barclays B/S. Treat it with contempt it deserves. Most of us have been through it, but they will cough up your statements (and most probably £200+ court fees) for messing you around!
very good advice noo
i have been reading through the types of misreprentation and i am really amazed that i never noticed or did but ignored it house of lords hedley byrne v heller and partners only reason i found it is because a contract i signed i had a gut feeling afterwords that i felt their was no reality of contract..this was in concern to my signing them the authority to use my data,hence my thinking when signed it was in reference to the police the taxman and the judge.but now reading some of this the data being processed is not acurate so when passed to a third part ie experium who in turn pass to a fourth party DCA by passing our legal right to the true third party i would assume a judge ...i rest my case and await your good arguement
patrickq
Hi
I got a strict 6 yeras of statements back- to the day. They state that is all they hold.
However, they did include microfiche. In the letter they sent, they stated
"statements held prior to May 2004 are stored on microfilm which is a means of storeage that does not fall within the definition of "relevant filing system" under the Data Protection Act as set out in ICO web site..........
The ICO has indicated his intention to amend this guidance. It is therefore as a gesture of goodwill to you, our customer, and in light of the proposed change, that we enclose copies of our pre May 2004 statements"
Whilst I disagree with their interpretation, they should not treat you any differently. That is a critisism that the OFT has levied in general in its overdraft case. Perhaps you can use the above to get there, hope it works!!
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.
Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-
This should definitely get you moving in right direction!!
Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.
Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-