Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi To Every One'' This Is My First Post On Here, My Case Has Been Running Since Feb' 07' And I Have Finally Got A Court Hearing Date For 30th July' The Yorkshire Bank And Its Solicitors Have Dragged It Out For Months. And I Got Fed Up Of All Their Lame Excuses, The Same Stuff' Its All My Fault And So On. And Blaiming Every Tom Dick And Harry Except Themselves'' For Their Charges Against Me.
The Charges Are Almost £5,000 And With interest £7-500. I Told The Bank I Would Settle For £5.000. They Refused And Said See You In Court' Can't Wait For That Date. I Have Info That Will Make The Bank Look Stupid In Front Of The Judge.
They Now Have About 23 Days Or So To Respond To Me With The Full 5000' Or It's Court, For Definite, I Have Followed The Correct Guidlines As Set Out By Martin, And Lots Of Good People On These Post. Thank You To All Of You' Who Unknowingly Have Helped Me Thus Far.
Ps Just To Add They Are Defending This Case,,, But Yet They Offered Me An Out Of Court Settlement Of A Derisery £200. Only' Well Y-bank Be Nice To See You In Court, I Have Made An Application For The Bank To Disclose The Actual Charges It Cost Them, And Not What They Have Charged Us.
I Am So Fired Up Now, That I Am Ready For Them And Their Perry Mason Stand In'''' Please Wish Me Luck. I Will Post Again If Anything Transpires In The Meantime.
Finally I Really Do Appreciate The Help I Have Got From This Site And All The Confidence To Follow My Claim Through, Even Though I Am Registered Disabled, I Will Be There' Rest Assured,, Thats Confidence' Not Cockyness''
Goodluck To All And Keep Fighting The Good Fight, I Know Lots Of People Are Watching My Case Very Closely.
Hope you have taken the victory to hull to heart
also learn from my mistakes
As long as you know what to say and when to say it, you have it all sorted
hope to hear good news in 23 days
ps better to ask questions now rather than in 24 days - trust me on that one!!
Hi Kevboy'' over the months I have asked loads of questions in writing to make sure i got evidence in reply's. It has got to the point now that I have run out of things to say to Y- Bank' thats until I see them in court,
will keep all informed of any thing that might happen.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
WELL DONE GRIMETHORPE, I read about the High Court Case going ahead, and that the banks have been given the go-ahead to put all cases on hold till after the decision, this is Really UNFAIR once again to the customers as at least half the cases waiting to go to court should HAVE BEEN SETTLED by now , it is only the Banks complete disregard for the British Judicial System, and their stalling antics that have kept them from settlement.
I myself think that all cases that have passed the N1 stage should be allowed to go ahead on this very basis alone, if this is not allowed then I myself think that the banks should be made to do the same with the charges, ie , not allowed to issue charges UNTIL AFTER THE CASE, do unto them what they do to you.
I did wonder if the same would apply to the cases where the charges have been taken from "Benefits" as this Should not have been done under the "Social Security Administrations Act 1992" section 187, benefit as defined in section 122 of the "Contributions and Benefits Act;.
Surely these cases should still be allowed to go ahead as the I in my opinion think the banks have once again turned a blind eye to the legislation in place and just gone ahead with the action to further their own greed.
Junkimunki xx
No cases in court are affected at the moment JunkiMunki. It's only the claims through fos that are affected. It will be for the courts to decide about cases there, and that is outside the control of the OFT, FOS or the banks.
If any cases get stayed later pending this test case, application can be made to set it aside so they can continue.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
hi Junki read Your Post With interest, As Far As I Can Accertain From The Govnerment Information Is'' That Any Case Already Ongoing Even Those Banks Included In The Oft -banks Case At The High Court,
these Ongoing Cases That Have Court Dates Can Be Continued And The Judge On Duty Can Make The Judgement Against The Banks. As My Judge Did Today.
so The Advice Is Keep Going Through With Your Case And Follow Each Step As You Should Do And Let The Judge Decided On The Day.
make Sure You Keep All Your Paperwork From Bank And The Paperwork You Have Sent To Them As Evidence.
finally Good Luck Mate With Your Claim, And If I Were You I Would Change My Bank So The Benefits Are Not Affected By The Banks.
Hi Caro,
Thanks for that bit of info, really pleased to hear that , I am hoping to follow in Grimethorpe footsteps, though not as much dosh as that but , good luck to him , afterall it is HIS money he has claimed back, and if the Banks had not been so greedy they would not be facing this eruption now.
thanks again junkimunki xx
Grimethorpe update***WON***
And Its Solicitors Have Dragged It Out For Months. And I Got Fed Up Of All Their Lame Excuses, The Same Stuff' Its All My Fault And So On. And Blaiming Every Tom Dick And Harry Except Themselves'' For Their Charges Against Me.
Reply With Quote
Won Won Won Won Against Y-bank
WELL DONE GRIMETHORPE, I read about the High Court Case going ahead, and that the banks have been given the go-ahead to put all cases on hold till after the decision, this is Really UNFAIR once again to the customers as at least half the cases waiting to go to court should HAVE BEEN SETTLED by now , it is only the Banks complete disregard for the British Judicial System, and their stalling antics that have kept them from settlement.
Re: Won Won Won Won Against Y-bank
Re: Won Won Won Won Against Y-bank
