Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    pinadagolf Novitiate

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    Default Barclaycard claim on line/2 cards

    Hello
    Barclaycard have paid about 25% of my claim for mastercard and visa. Should I make I make 2 separate claims through money claim online?
    I have added 8% to both cards.I heard that banks were not going to settle any claims until the conclusion of the High Court case, so wondered if I should delay my claim.
    Please can someone advise?
    [I have typed a letter accepting part payment without prejudiceicon, but not sent it to Barclaycard yet!] Kind Regards pinadagolf

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  2. #2
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    Default Re: Barclaycard claim on line/2 cards

    As for the high court case read this...

    http://www.consumeractiongroup.co.uk...php?f=76&a=107

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    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  3. #3
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    Default Re: Barclaycard claim on line/2 cards

    Quote Originally Posted by pinadagolf [I have typed a letter accepting part payment without prejudiceicon, but not sent it to Barclaycard yet!
    Kind Regards pinadagolf
    These might help...

    http://www.consumeractiongroup.co.uk...ng-offers.html


  4. #4
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    Default Re: Barclaycard claim on line/2 cards

    Tonycee and Seasidelady
    Thankyou so much for the really useful posts, I have read so much in various threads, Iwill wait now to see what the result of the High Court is!!
    I have Scottish Terrier, I so enjoyed reading about the Westie!!
    My dog is a dog with attitude!!
    Some of the threads are really great.
    Best Wishes Pinadagolf


  5. #5
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    Default Re: Barclaycard claim on line/2 cards

    pinadagolf

    I don't think the OFTs decision to take the Banks to High Court does not impact Credit Cards as these are not "personal current account arrangements"

    The Office of Fair Trading: Questions and answers for OFT test case announcement 26 July 2007 If you click on Full text of agreement you can download a pdf of the action.

    The current OFT action is only in relation to "personal current account arrangement". In the action the OFT are obtaining "a representative selection of the historic Relevant Terms and Relevant Charges of each bank of a kind which are in dispute in the county courticon claims referred to in paragraph B of the recital".

    Credit Card agreements do not fall within the scope of these proceedings, and credit card terms and conditionsicon will not be a part of the consideration. As far as I can see there is nothing that will prejudice your rights to pursue Barclaycard (though I am not a solicitor and that is just my understanding)

    I would go for it.


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    Default Re: Barclaycard claim on line/2 cards

    Quote Originally Posted by macie View Post
    pinadagolf
    I don't think the OFTs decision to take the Banks to High Court does not impact Credit Cards as these are not "personal current account arrangements"
    Ditto..

    Go kick their butts, kick it hard, and kick it now....


  7. #7
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    Default Re: Barclaycard claim on line/2 cards

    Thankyou Macie, Iwill go ahead and file a claim!! Barclaycard seem to pay out a fraction of everyones claim until we take them to court.
    Here goes!!! Keep you all posted!
    Pinadagolf



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE