Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I haven't had a Mint card for long, but enough to get £90 in charges. I got the details of charges from them and requested all £90 back. They offered me just £25 and said it was their final offer. This was a month or two back; I haven't replied to their letter. The thing is, they know I'm not likely to take them to court over such a small amount. So what should my next step be - writing to them saying I don't accept and want the full amount? Or taking it to the fos? Or do nothing, wait till a court precedent has been set in the hope they'll have to pay me it all? Or just take the £25? (Seems a bit pointless when they cashed my £10 check as well!)
Well why wouldn't you take them to court for it? Bottom line is whether it's £90 or £90,000 it's still your money. If you were to take them to court, Mint would have to pay the costs (including your £10 cheque) so you should consider doing this.
If my post has been useful, tip my scales and let me know
Asked for £90, offered £25 - should I accept?
? Or do nothing, wait till a court precedent has been set in the hope they'll have to pay me it all? Or just take the £25? (Seems a bit pointless when they cashed my £10 check as well!)
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