Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 5 of 5

Thread: gazza450vLloyds

  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    gazza450 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    Posts
    3

    Default gazza450vLloyds

    hi everyone please be nice as this is my first post

    i need a little help in deciding what to do next ,have been using this forum to get as far as court action,but as the bank did not reply to my letter before actionicon, i decided to contact them by phone which has took just over 1 week to finally get through, after speaking to the gentleman on the end of the phone he has informed me that the bank are in fact given 56 days in which to review my account before making any decisions.
    Should i give them the time they need or should i proceed to the court stage, i'am in fact 1 week over the deadline that i set them. and does waiting actually give the bank time to make a defence case against me.

    any advice will me most welcome, at the moment i'am claiming for £944 plus interesticon for myself & £891 plus interest for the wife.

    i have made a mistake by asking for the interest so soon


    tia


    Gazza450


  2. #2
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    christinajanep Novitiate christinajanep's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    rugby
    Posts
    1,385

    Default Re: gazza450vLloyds

    hi and welcome.

    only allow 14days for the lbaicon then start court proceedings,
    if its contractual interesticon your claiming thats ok but if its the 8% interest u cant claim this until u start going down the court route





  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    gazza450 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    Posts
    3

    Default Re: gazza450vLloyds

    thks for the advive but what the difference in the interests


  4. #4
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    christinajanep Novitiate christinajanep's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    rugby
    Posts
    1,385

    Default Re: gazza450vLloyds

    contractual interest is where u can claim a % of your overdrafticon interest, its very complicated and never worth very much.

    the 8% is what your the court states u can claim and is obviously worth alot more, but can only be claimed once court proceedings take place





  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    gazza450 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    Posts
    3

    Default Re: gazza450vLloyds

    i see, thks again



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE