Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 25th July 2007 08:24 #1
    matthead matthead is offline
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    Default Mortgage arrears

    I have been searching high and low to get confirmation on whether or not it is possible to reclaim arrear charges.

    The information I get is so unclear this is why I have decided to ask the question again.

    Is it possible to reclaim arrear charges..??

    TIA

    I am with the woolwich

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  2. 25th July 2007 12:12 #2
    welshcakes welshcakes is offline
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    Default Re: Mortgage arrears

    Hi Matt

    This thread http://www.consumeractiongroup.co.uk...ourt-date.html dealt with one posters experience at attempting monthly arrear charge reclaim (NOT early redemption charge).

    It's an interesting read, and sugests that there may still be avenue to claim on the charge applied to being late paying monthly mortgageicon. This particular thread case lost on a very simple technicality which with hindsight, future claimants can avoid.

    I have pondered filing to reclaim on the £35 adminicon charge that my mortgage company applies when my monthly payment has been late in the past. Personally, I need to read up on a lot more and as my lifestyle is extremely busy, I feel it would be best to leave the mortgage reclaim pioneering to those braver and bolder than myself...

    though this may change!

    3 Active Claims:
    Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay
    Barclays Refund of Bank Charges (Joint account) - Awaiting court date
    Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.


    3 Wins :
    Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)
    HSBC (on behalf of brother)
    Settled Out of Court - £3,874.76
    Alliance & Leicester (on behalf of friend)
    Settled Out of Court - £723.41
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE