Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default carrieandmickey v nat west **WON**

    The final hurdle. I have a court date of 6th August 5 mins with Judge Rowe in Bristol @ 10.30am.
    I rang the court last week to check they had all the right docs (they hadn't got them all so re-sent) and the court told me the bank/Cobbetts have told them they are settling with me.

    Cobbetts have told me nothing, I have had no communication from them since their CPR18 attempt.They have all the relevant docs from me plus all the nudge letters etc.

    What do I do to wind this matter up without having to go to court, I have a great many other things I could be doing that morning? Can I get the case struck out?

    Thanks people.

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  2. #2
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    Default Re: carrieandmickey v nat west - how do I wind this up?

    Hi, and welcome on board!

    If cobbetts haven't submitted their bundle - you could try having a look through this link here Court Bundle - Non-Compliance Template If Bank Fails to Submit Bundle http://www.consumeractiongroup.c o....tml#post485266 However, given the close timescale to the actual court date, I'd advise phoning cobbetts and explaining that the court have told you they'll be settling before the court date. It's worth a try - and may even result in a positive response!

    Give them a ring............ and post back to let us know the outcome.

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  3. #3
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    Default Re: carrieandmickey v nat west - how do I wind this up?

    Good thinking.
    Just phoned them and spoke to a very nice 'Katy' who told me a cheque had been requested back in May. She said the case was with her colleague and they would call me back within the hour.

    Holding my breath I am not!


  4. #4
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    Default Re: carrieandmickey v nat west - how do I wind this up?

    Fingers crossed that Katy's a girl of her word!!

    Post back as soon as you hear.............. I'm intrigued to see if they'll get back to you myself now!!


  5. #5
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    Default Re: carrieandmickey v nat west - how do I wind this up?

    well blow me. Katy just called and said she has a cheque in her hand for £1950 (I think that's slightly more than I was claiming for) which she is sending special delivery in tomorrow's post.

    The fat lady hasn't sung yet but what a palava over something that was always going to be settled. I have no idea why they bother.

    In addition, my card was refused at Sainsburys yesterday for the first time in about 15 years because I only had £30 available and the bill was £40 something, does this mean they have started exercising common sense at last and are refusing to honour rather than letting it go through and then screwing me?


  6. #6
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    Default Re: carrieandmickey v nat west - how do I wind this up?

    Wow!!! What a result!!!! Strikes me that Katy just may be an 'efficient' cobbetts employee................ and you don't get too many of them!

    And as for the card refusal.................. . blimey, I wish they'd do that to me!!!

    Fingers crossed that the cheque's with you in a couple of days - post back and let us know!!!


  7. #7
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    Default Re: carrieandmickey v nat west - how do I wind this up?

    Bingo! God bless Katy. Cheque arrived this morning, paid in full plus some.

    Thanks for the help with the final push and good luck everyone else. Don't give up!




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    Default Re: carrieandmickey v nat west - how do I wind this up?

    CONGRATULATIONS!!!!
    That's excellent news........... enjoy your winnings!!
    Best wishes xxx


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    Default Re: carrieandmickey v nat west **WON**

    Thread moved to success forum.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.


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