Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi - hopefully someone can help. Just got a car yesterday with funding from the Funding Corporation. Have now had a good look at the paper work and am very worried about a couple of items. The first is that the agreement is a Bill of Sale and not and HP Agreement - does anyone know that the difference is?
Second, they state THIS AGREEMENT IS NOT CANCELLABLE UNDER THE CONSUMER CREDIT ACT 1974 - help what does that mean.
Thirdly - because it is not a HP agreement can we return the car after paying 2/3's and not be liable as per usual HP agreement. I am really concerned about this so PLEASE PLEASE PLEASE can anyone advise.
does your agreement mention a final payment, normally referred to as balloon payment? Sounds like a pcp (personal contract purchase) if it is you have no rights of voluntary termination once 50% has been paid.
Help - Very Very Worried
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Originally Posted by Goldlady
