Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
We are under threat of eviction due to mortgage arrears and just when we really did not need it, bailiffs came yesterday to enforce payment of a congestion charge from last September. We had visited London for the day an I genuinely believed you paid the charge when you retuned home - you get a bill through the post. Of course now I know that this is not the case and the £8 charge became £512!
We had visited London for the day an I genuinely believed you paid the charge when you retuned home - you get a bill through the post.
Didn't all the signs before you entered London give it away?
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
I must not have been taking much notice. As I said, I understood that you could pay later. This has happened to others I know, especially people who don't live in the capital and might not be totally familiar with the process.
I don't live in London but I drive down the M1 and M25 at least once a week and you can't miss the signs about the congestion charge and the fact that you have to pay etc. (And I'm not even travelling to London, just going in that sort of direction - but the warnings are well in advance and there's plenty of them).
With the greatest respect, if you can't understand road signs then you should not be in charge of a motor vehicle.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
paul26may
Did you let the bailiffs in? Whether or not you did can be crucial in cases such as these. It may still be possible to salvage the situation.
Suggest you go here and do some reading, This is an excellent charitable organisation that offers a wealth of advice, including comprehensive information on dealing with bailiffs (I'm assuming you're in England/Wales, there's also a Scottish section.
Perhaps there's a way through this for you - I truly hope so, given the situation you're already in.
( edit )
I live in London myself and have forgotten to pay on occasion, and understand how confusing the payment options can be for non-Londoners. Unfortunately 'Führer' Livingstone doesn't think that way so you'll need to act quickly to get it sorted. Good Luck.
04/04/07 - £104 exit fee refund - Portman BS
Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
A&L Current a/c - You're next..
Write to your MP and COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!
I don't live in London but I drive down the M1 and M25 at least once a week and you can't miss the signs about the congestion charge and the fact that you have to pay etc. (And I'm not even travelling to London, just going in that sort of direction - but the warnings are well in advance and there's plenty of them).
With the greatest respect, if you can't understand road signs then you should not be in charge of a motor vehicle.
I'm merely a country bumpkin - the last time I was in London by car was 15 years ago. I stayed with friends and my car was parked in their Mews lane all the time. Long before congestion charges came in. I'm not sure that I would understand the congestion charges signs, either, but I'm sure as hell competent to drive a motor vehicle - just ask the Institute of Advanced Motorists!
Whether or not you are competent to drive a motor vehicle or not - doesn't help solve your problem, though. I think Macboy has the answer.
Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk...i-dummies.html Me v BofS: Charges: £13,048.10#2a/c Statements from 08/01/01 received. Charges:£5,156.39Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.2306/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00
£11,136.33 paid back thus far.
New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON! Don't forget - when you win - a donation to CAG would be welcome! If anything I've said has remotely been of any assistance, then please tip my scales!
Meanwhile, for other non-Londoners reading this cautionary tale of how, through the authoritarianism, avarice and power-lust of one little man, with a supporting cast of a not-fit-for-purpose legal system and greedy, bullying goons; £8 might just turn into over £500 for you - visit this site before you come down and know your options. Forewarned is forearmed!
04/04/07 - £104 exit fee refund - Portman BS
Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
A&L Current a/c - You're next..
Write to your MP and COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!
Deedee also mentioned that she will be popping in here to assist Paul later - she's built up a good knowledge of the county court system with her experiences and thinks she might be able to assist
04/04/07 - £104 exit fee refund - Portman BS
Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
A&L Current a/c - You're next..
Write to your MP and COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!