Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My credit card (mastercard) with royal Bank of Scotland defaulted because of slow payments when setting up a business. I was charged hundreds in fines. My account was passed to a debt collection agency and pay regular monthly payments - can i still claim charges against the Bank?
Hi, I don't see any real reason why not. The fact that the bank acted against you doesn't void the fact that they acted unlawfully in levying punitive chrges against you in the first place. In fact, it sounds as though this may have been damaging to your business, therefore after demonstrating that the charges were unlawfull by reclaiming them, you may well be able to prove that these unlawful charges were detrimental and damaging to you personally, and sue them for damages as well. I suggest checking the FAQs, and other threads in this group, I know there is more information there, I found it while doing my own research.
You may also be able to show that it was only the unlawful charges which resulted in the defaulting and the debt collection agency being involved, in which case you should also apply to have the default removed, and reclaim all costs associated with the debt collection agency etc. too.
Received a quick reply today after i sent my DPA to Royal Bank of Scotland (recorded delivery) saying that they had received my £10 statement charge and would forward my statements within 40 days? Here we goooo!!!!!
defaulted and debt referred acc mastercard
defaulted because of slow payments when setting up a business. I was charged hundreds in fines. My account was passed to a debt collection
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RBS defaulted & debt referred mastercard account
Have just sent my DPA to Royal 
Received a quick reply today after i sent my DPA to Royal 