Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My credit card (mastercard) with royal Bank of Scotland defaulted because of slow payments when setting up a business. I was charged hundreds in fines. My account was passed to a debt collection agency and pay regular monthly payments - can i still claim charges against the Bank?
a simple reply is yes you can. Issue the bank a S.A.R - (Subject access request) and claim the charges back from them that they issued prior to selling the debt to the DCA