Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Even though they didn't tell me when my a/cs were opened, I just popped into a branch and asked them that question.
They helpfully told me!
Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk...i-dummies.html Me v BofS: Charges: £13,048.10#2a/c Statements from 08/01/01 received. Charges:£5,156.39Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.2306/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00
£11,136.33 paid back thus far.
New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON! Don't forget - when you win - a donation to CAG would be welcome! If anything I've said has remotely been of any assistance, then please tip my scales!
after much reading on this site, my head hurts. loads on info to take it. just been reading dusary v Bank of Scotland.
I have decided that I am going to pursue this, hopefully with the good help and guidance from you good people. nudging me along.
just one question someone may be able to help me on, if i cannot remember when my accounts were opened exactly, how would i ask for the statements.
Hi Andy I could not remember when I opened my Halifax account before I claimed I just rans them and they told me on the phone I did the same with Crap1.
Halifax very easy to claim my claim £2295 lasted approx 7 weeks they do take a little longer now as more people claiming, Crap1 you will have to file at court they then payout after 3 to 4 weeks as long as no big mistakes on court file. My claim £1666 about 3 month start to finish.
to get statements use the S.A.R - (Subject access request) template from templates library you may need to amend to use account in palace of bank for credit card.
so sorry to interrupt you all, but I just had to say well done to all for pursuing your claims against the big boys.
I personnally havent done it as yet, little scared maybe, read all the bad press about them closing peoples accounts down and all.
They daren't!
The fos don't like them doing that - they chase them for it!
Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk...i-dummies.html Me v BofS: Charges: £13,048.10#2a/c Statements from 08/01/01 received. Charges:£5,156.39Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.2306/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00
£11,136.33 paid back thus far.
New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON! Don't forget - when you win - a donation to CAG would be welcome! If anything I've said has remotely been of any assistance, then please tip my scales!
just nipped into town to the Halifax and asked for a cheque to be printed from one of my accounts for £10 to cover the SAR, only for them to tell me that they only print cheques now for over £50, fumming is not the word. told them i didnt have any cheque books for the accounts we hold with them, to be then told well I will have to go to the post office for a postal order.
will the halifax accept a postal order for payment of the SAR.
will the Halifax accept a postal order for payment of the SAR.
Yes! They will!
But save yourself postage and pay the £10 in cash at the Branch - and get a receipt.
That's how I did it - way back!
Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk...i-dummies.html Me v BofS: Charges: £13,048.10#2a/c Statements from 08/01/01 received. Charges:£5,156.39Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.2306/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00
£11,136.33 paid back thus far.
New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON! Don't forget - when you win - a donation to CAG would be welcome! If anything I've said has remotely been of any assistance, then please tip my scales!
Do i have to state the date period in my letters, or will just go back the 6 years.
what, if i want to go back to year dot.
the letter template doesnt seem to specify a date period
Hi again I used address below I also sent special delivery costs £4.30 but is tracked and has to be signed for. Some people have had problems with delivery but I have not and have done two full claims and another three inprogress and you can claim back postage if it goes to court. Also I never send to PO.box numbers only to full address
I cannot believe it, I have actually sent S.A.R - (Subject access request). off today, via specially delivery and it cost £4.20 to do it, they told me it would be delivered Monday before 1pm.
I always count my 40 days from when Halifax receive it.
As for special delivery, I always send recored @ £1.04 some mods say just proof of postage is good enough - ie a stamp with proof, it's totally up to you how you want to send.
I look at it as I have posted it - end of.
Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk...i-dummies.html Me v BofS: Charges: £13,048.10#2a/c Statements from 08/01/01 received. Charges:£5,156.39Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.2306/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00
£11,136.33 paid back thus far.
New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON! Don't forget - when you win - a donation to CAG would be welcome! If anything I've said has remotely been of any assistance, then please tip my scales!
Good luck with your claim with Halifax andy i was the same as you but the people on here are so helpful and freindly there is no need to worry....i will watch with interest how you do
S.A.R - (Subject Access Request) sent ; 26th February 2007
Statements received ; 9th April 2007
1st letter sent 17th April 2007
LBA sent ; 4th May 2007
N1 deemed served on 14th June 2007
Acknowledged on the 28th June 2007
Received letter dated 9th july saying money in account within 5 days
No money as at 18th july
Issued judgement 18th july 2007
Judgement served 19th July 2007
Finally paid in full into account 24th july 2007
well its after 1pm now, so hopefully my S.A.R. - (Subject access request) should off been delivered and signed for by now.I can just imagine the coments they said when they opened it. "OH DEAR NOT ANOTHER ONE AFTER THERE MONEY BACK" well as you all say its my money and i want it back.so i guess there 40 days starts here does it, do i need to do anything else
Drew V Halifax
,
Reply With Quote
Originally Posted by andyford2000
20/03/2008 settled in full out of court
Re: Drew V Halifax
if my response has been of help to you, please click on my scales. thank you
