Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 12th June 2006 22:22 #1
    poochball poochball is offline
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    Default Me and Barclay Card

    Hello,

    I have sent a letter off to Barclaycard as a result of some charges they made to my account when I fell into default. I can't help but feel violated!

    Unfortunately my letter was not based on the template of this site as I sent it before I found this site. Mine was quite boring really but got to the point.

    Anyway, I called Barclay's the other day to see if they received my letter. They hadn't but advised that sometimes the post takes a while to get to them as I'm sure it does most of us. Apparantly it gets sent off somewhere before arriving with them, (perhaps they are scanning them for charge requests) could be a conspiracy there...

    The chap on the phone asked what my letter contained so I explained it was to ask for charges to be removed etc. He seemed to think I would get them back which was positive but I am not holding my breath.

    My Account was sent to debt collectionicon but for some reason Barclaysicon decided I could pay them again, perhaps they missed me and the money they got from my charges.

    Anyway, still no official letter from them yet but I will keep you informed in the hope that it will give more confidence for those reserved as to what to do.

    Thanks

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  2. 12th June 2006 22:48 #2
    Bookworm Bookworm is offline
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    Default Re: Me and Barclay Card

    If the guy told you that you'd get your charges back, smell a rat. Of all the tough SOBs we have the displeasure to deal with on this forum, B/card have to be in the top 3 worst, IMO.

    Don't let that put you off though. They may cling on to it longer, but they'll spit it out too sooner or later!!!

    Apologies to people who I was in the process of helping, I may be gone some time.
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  3. 12th June 2006 22:51 #3
    poochball poochball is offline
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    Default Re: Me and Barclay Card

    Yeah True, Fingers crossed anyway, he might have just been saying that to get me excited to deliver the final blow of "terms and conditionsicon, blah blah blah".

    I like sending out letters....

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  4. 14th June 2006 21:47 #4
    poochball poochball is offline
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    Default Re: Me and Barclay Card

    Well, something was on my side. Barclay's have removed the charges from my debt so I am now left with what I physically owed.

    Another Success, Weird as my letter was nothing special. Perhaps after all the standard ones coming in mine made a nice change lol.

    Completed:
    Woolwich: Received £30
    Intelligent Finance: Received £1100 after two years and approximately 20 letters, 6 pieces of hair and an eyeball.
    Barclaycard: Received £90
    HFC: Received £170
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE