Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Im just about to send a letter to request 6 years of statements from A&L, really hacked off!! just this week ive had charges of nearly £120 failed D/D, paid cheques etc...
Was just wondering how hard is it gonna be to claim charges back???
I wouldn't say it is hard as long as you read the FAQs thoroughly and have a clear understanding of what you are doing.
You will need patience as the bank will drag it out for as long as they possibly can, but you will get your money back.
Good luck!
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
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Hello and welcome. Read the FAQ's and threads for a couple of days and you will find out. It isn't hard, the hard work has been done for you, but you do need to understand what you are doing.
Also, open a parachute account, because A&L will close your account if you claim from them.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Yep, no problem. Read the FAQ's and step by step instructions for a few days, start your own thread, and keep us posted. I closed my account too when I couldn't afford their charges.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Your question suggests that you haven't read the FAQ.
Yes, the law still applies regardless of your account being open or not.
Have a read of the FAQ - you may be about to embark on legal action against a bery large organisation with unlimited funds, with a huge legal department.
It pays to know what you're talking about ;-)
Good luck, if you persevere, you WILL get your money back.
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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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How hard is it gonna be???
of statements from A&L, really hacked off!! just this week ive had charges of nearly £120 failed D/D, paid cheques etc...
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