Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I need some help with this, I just checked my credit file & my bank account is being defaulted continually every month, how is it possible for them to do this. They merged the account with my loan & issued me with a CCJ.
A number of issues with this
1 I never got a default notice for the bank account
2 the statements say IBP To Close 5th of Nov 2004
3 I tried to close the account & even signed documents to close it but was later told that I could not close the account due to the outstanding loan
4 statements show a default notice fee in oct 2004
can I get the defaults removed & can I claim the default notice fee back as a penalty charge on the grounds that the account had a nil balance in aug 2004 when I asked to close the account.
where do I stand with regard to the CCJ as I feel this was handled wrongly & I should have been taken to court for the loan only
RBS continuing to default me
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