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This is my first post and I was just wondering if anyone has had their account closed by Halifax after successfully claiming back charges? I filed my claim in the small calims court this morning after they failed to reply to my lba. I am currently under an IVA and have been refused a Natwest Step account and a Co-op cashminder even though these are supposed to be suitable for people with a bad credit history. I am now really worried I won't be able to get an account if Halifax close mine.
I would definately try and get another account if possible, I know the post office do a very basic one, I doubt they will turn you down, as they are for the benifit for people on benifits, although anyone can open one.
HTH
carlie
I'm not sure to be honest, they have threatened to close my account if I get any further charges (they settled my claim last week) and I have had another charge but heard nothing since then.
Yes, and HSBC are quite good in my experience - they let me have a credit card when no-one else would.
Gruffle Gaw vs Halifax - £1531.50: ***WON - cheque for £1966.78 received 30/09/06***
I'm not a legal professional and my advice is given without prejudice or liability.
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They have also yet to charge me any penalty fees, regardless of the fact I have gone over my overdraft quite a bit. Not sure if this is because I have a graduate account.
Gruffle Gaw vs Halifax - £1531.50: ***WON - cheque for £1966.78 received 30/09/06***
I'm not a legal professional and my advice is given without prejudice or liability.
If you found my post helpful, please click the scales on the left.
Will they close my account?
after successfully claiming back charges? I filed my claim in the small calims court this morning after they failed to reply to my lba
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