Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, I am new to this forum and wondered if anyone could PLEASE help me out here. My husband bought a car through Yes Car Credit in March of 2005. We returned it just before the first 2 years was up and paid in the shortfall balance. Yes, we were forced to take out the payment protection insurance at the time of purchase in order for there to be a deal. I have been paying the insurance monthly to direct auto finance since August last year, even though we have not had the vehicle.
The debt has now been sold to Direct Legal and Hillesden Securities. I read somewhere that these PPI have been mis-sold as it clearly states on the agreement that it is optional. Is there some kind of letter that I could send to them with regards mis-selling PPI? I have read on this forum that people have also requested a copy of their insurance certificate. Should I do this?
The other thing is that the Direct Legal is saying that I owe £2002,02 but the original insurance total for the 4 years was only £1816.80. I have paid the insurance for around 26 months, so how could this be?
I really don't know what procedures I should take now. Please HELP!
Please HELP! Mis-sold PPI Yes Car Credit
have been mis-sold as it clearly states on the agreement that it is optional. Is there some kind of letter that I could send to them with regards mis-selling PPI? I have read on this forum that people have also requested a copy of their insurance certificate. Should I do this?
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