Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all, nice to be here. I need to know what is claimable and what is not. I know that somewhere in this forum the answers will lie, and moderator feel free to redirect if these questions are a pain, but I don't have the time to search.
For the last few years I have fought periodic financial difficulties, but have always managed to find a way through. I have been slaughtered with bank charges the whole time, and expect it to amount to thousands by the time I total it all up. I'll admit now that i've done it all, and have had card misuse, cheque misuse, etc etc applied. The last straw was 3x£38 charged for 3 submissions for £5.24 from E bay. The charges have had knock on effects with other institutions such a lenders and cc companies, as they applied charges as a result.
My account is with the RBof S.
A second supplementary query is ,can I claim back the £3580 Clydesdale bank charged me for having the cheek to pay my mortgage off early when changing mortgage lenders.
you can claim back charges such as returned direct debit charges, bounced cheque charges, going over an overdraft limit etc.
It may be time consumig, but you really do need to spend some time reading through the FAQ before you start. Although it is not a difficult process, you could quickly come unstuck if you weren't clear on what you were doing. Having read the FAQ, you'll feel more in control of the process.
where do I start and what is claimable
off early when changing mortgage
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