Thread: Biffs Sis in law(L) v Barclaycard £2.50 Handling fee

Hi All,
starting this for Sis in Law(L).

Just a quickie, is it OK to claim for Cleared transactions @ £10.00. She has got plenty of these.

In addition, she has got a lots of CASH ADV/CHQ HANDLING FEE £2.50. on her statements. Can we claim for these and or does this support the argument that any figures above this are disguised penalties?
Have Barclaycard shot themselves in the foot by stating handling fee £2.50 on thier statements?

Welcome your views

Biff the Bro in law

Similar Threads:

• Biffs Sis in Law v Halifax/Bank of Scotland
• Complaint Handling Rules
• Barclaycard Cheque Handling fees
• Cheque Handling Fee
• LTSB new way of handling your account

No, the cash adv/chq handling fees are different, they are not for breaches of contract and can not therefore be reclaimed.

Never seen the cleared transactions ones. Is this a standard B.card or a specific (business, student, etc)?

Hi Bookworm and U Trucker
thanks for the help with the handling charge.
Hang fire ......................... ............just been informed the cleared transactions are from her Abbey current account.This could get messy

Sorry about the rick However, are these cleared transactions reclaimable?

TIA
Biff

And to start a thread for that in Abbey, as you're more likely to have people who have them in there. ;-)

And Biff, Please don't start a new thread every time you have a query or update, please stick to one thread per claim, I'm about to go merging all of your threads, you are about to get CAGbotted to death!!! LOL

Bookworm U got it wrong,
could U please sort it out

I have two SIS in Laws (L) & (T)
Both have threads under Barclaycard differnt accounts at different stages
One has thread under Abbey also(About to issue N1 Notice)
One has a thread with Halifax(preliminary Letter)
Oh and by the way did one for missus with Lloyds TSB (N1 aq ETC just recieved an offfer)
Oh nearly forgot the one I forgot about for my self. MBNA reminded me with an offer.

So you see they only rick I made was quoting a cleared transaction,originally from Abbey statement in a Barclaycard Thread. I then went to my Sis in Laws Abbey thread and posted the question there.
So to clarify my Sis in Laws thread(L) & (T) are entirely DIFFERENT THREADS

Please look at the titles of the threads

Any chance of putting it right

Biff the Bro in Law of many different threads
phew!

ps TRUCKER no does that clarify it.

Hi all,
quick update on two different threads that have been merged by Bookworm

Biffs Sis in Law(T) V Barclaycard

1.Suject access Request sent 14.07.07

2.Stetements recieved 1.08.07

3.Request for repayment letter sent 14.07.07

4. Recieved a statement from BarclayCard dated 17.08.07 no letter just a statement stating
"Dear Miss xxx
Your new balance is in Credit
Pleas be aware that there is a credit balance on your account of £xxxxx(50% of the Total of the claim?), therfore you don`t need to make a payment this month. If you want us to arrange a refund for you please contact Customer Services

If you have any queries about this statement, please contact us on 0870 154 0154

Stuart Roberts- Customer Service Director.

Little bit strange to make an offer in this form?
I think we will have to send "Response to settlement offer" letter accepting as part payment etc.

Barclaycard House
PO Box 5592
Northampton
N44 12Y


24.08.07

ACCOUNT NUMBER: xxxx xxxx xxxx xxxx

Response to settlement offer.

Dear Sir,

Thank you for your letter/statement dated 17.08.07

I respectfully decline your offer of settlement and request, one final time, that you return to me all charges imposed on this account, totalling £xxxx.xx

In order to avoid Litigation against you, I am prepared to temporarily accept the sum offered as partial settlement on the clear understanding that the remainder is paid within the next 10 days. Failure to comply with this request will result in legal action against you for full recovery.

If you do not accept my conditions for acceptance, or you do not respond within 10 days, the money transferred to my account should not be viewed as my acceptance and I hereby authorise you to remove this sum accordingly.


I trust this clarifies my position.


Yours faithfully




Miss xxxx



This is the second, approximatley 50% of total charges offers,I have had in as many weeks . This and Halifax, I wonder if this is a ploy by the Banks,while the test case is pending, to offer 50% of claim?
Would welcome any views on this and my post in general
regards
Biff