Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i took out a loan back in october with them. (1500) after they took the 5 weeks charge etc i had a bout 1300 or so ...
at the time i was self employed and took the loan as i was having money troubles. and consequently i never paid . i just couldnt afford to live and pay the loan. then a few months ago i stumbled accross this section of the forum and it seems alot of people are having problems with them ,
a few with chelsea park investments ..
now the bill of sale- i wasnt told anything about this . i did sign a few pieces of paper but i couldnt tell you what they were .
they also came to my house to sign documents . is this normal
what i find really strange is that when he gave me the check he also wrote out another one for 250 something and madee it payable to them selves... is that stanard practice?
now i havent paid a single payment since i took out the loan other the the 5 weeks up front thingy.
i havent recieved a default notice to this date. ive had no one visit me either.i havent even had a letter from them . 2 months ago i sent them a letter explaining that i had money problems and i wished to start paying the loan but i no longer had the payment book. and could then send me another. they did , i got it yesterday.
before i start paying is there anything i should do. it seems like lbl are not doing it by the book in everyones case and i just wanna find out if . if they are doing everything right, be before i start to pay ..
i also find it very odd that no one has tried to get the car or sent letters etc
LBL chelsea park investments
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