Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    auntiefi Novitiate

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    Default what on earth is this for?

    I'm the middle of persuing RBSicon for remainder of money they owe me, already paid up £1500 lately plus another £300 prior to this, but still more to come.
    This month I've been very good, once exceeding my overdrafticon (of £100) by £2 thanks to my loanguard charge coming off before pay day. grrrr anyways, I've got my statement and got a 'maintainance charge' of £32.88 , now i woudl presume this was what they are charging me for going overdrawn (i think a tad not in line with guidelines but that is by the by) but it seems a bizarre amount, any ideas?
    Thanks

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  2. #2
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: what on earth is this for?

    Certainly is for your overdrafticon but it is a strange amount. RBSicon tend to merge charges together. Did you get a summary sheet with your statement giving you a Breakdownicon of the charge?

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  3. #3
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    auntiefi Novitiate

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    Default Re: what on earth is this for?

    that is the Breakdownicon. i have overdrafticon loanguard of £3, interest at £0.76 and this maintanance of £32.88?
    i'm very confused.
    i hate how they disguise these figures.


  4. #4
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: what on earth is this for?

    Doh sorry! Well I wouldn't worry too much about it. It speaks for itself.....they even call it a charge!

    Can't explain the odd amount but I wouldn't be too concerned about it.

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  5. #5
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    Default Re: what on earth is this for?

    I seem to recall that the Maintenance Charge is a combination of your Royalties (or other) fee plus an additional charge for exceeded one's overdrafticon.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE