Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 5 of 5

Thread: Account Closed

  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jen999 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    19

    Default Account Closed

    A&L finally closed my account today. They did send me a letter stating that it would be closed in May. Nothing happened then though. I had already moved all my dds etc so wasn't really using the account. They even sent me a letter recently telling me that I would be charged a monthly fee of £5 as I wasn't paying in enough each month. I phoned them up and downgraded the account to a basic current account to avoid the charge.

    I transferred £100 into the account 2 days ago (I wanted to keep this money aside for school shoes). What will happen to that money?

    Are there any template letters I can use to write to them and complain about them taking so long in closing my account? So long that I (stupidly) thought they weren't going to close it?

    Thanks for any help.

    Similar Threads:
    Data Protection Act sent to A&L 7 August 2006
    Prelim Letter sent 1st class recorded 7 November 2006
    Settled in full April 2007

  2. #2
    kog kog is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    kog Novitiate kog's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2007
    Posts
    158

    Default Re: Account Closed

    I imagine they will send you a cheque for the balance.

    A&L have done you a service in closing your account, who wants to do business with a company like that.


    The sad thing is thou, you like many others will end up going with another high street bank. So the banks know they lose one and gain another so all is equal.

    Its a pity we couldn't all think alike and open a post office account, that would stuff the banks up, since they'd start losing customers


  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jshtr3 Novitiate jshtr3's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2007
    I am in
    Shakey in the west
    Posts
    694

    Default Re: Account Closed

    Jen. You need to write to A&L formally complaining about the closure of your account. Once you have exhausted thier internal complaints proceedure you can complain to the Ombudsmanicon. See http://www.consumeractiongroup.co.uk...fined-fos.html for info


  4. #4
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    dave Informative dave Informative dave's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    4,013

    Default Re: Account Closed

    Quote Originally Posted by kog View Post
    Its a pity we couldn't all think alike and open a post office account, that would stuff the banks up, since they'd start losing customers
    I don't think there is such a thing any longer. Even their 'benefits only' account is maintained by J.P.Morgan.

    [COLOR=olive][SIZE=1]If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
    Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
    Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

    ------------


    Add me as your friend on FaceBook - I need all the friends I can get

    http://www.facebook.com/profile.php?id=577405151

    ------------

  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jen999 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    Posts
    19

    Default Re: Account Closed

    Thanks for all advice. I'll get writing my letter of complaint to them ASAP.

    Data Protection Act sent to A&L 7 August 2006
    Prelim Letter sent 1st class recorded 7 November 2006
    Settled in full April 2007


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE