Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I received a letter from RBS offering me a settlement which was way below what I'm owed. There is also a vauge threat to close my account if I don't accept their offer or their future charges. Do I just ignore this letter and send in my N1 court form without replying to them? Do I send them a copy of the N1 form ?
If they've offered you a settlement that's lower than you've claimed for and you're sure of your schedule of charges, send them a rejection letter and file N1 at your county court and include the 8% interest and court filing fees.
You post/take 3 copies of the N1 form (schedule of charges attached to each) to the court - they serve the papers on RBoS and send a copy back to you. See here for further info - N1 Claims form in .PDF format with form filling4. Particulars of claim - N1 - hard copy version Make sure you get the details completely accurate before printing as you can't save changes to this form.
Settlement Letter
offering me a settlement which was way below what I'm owed. There is also a vauge threat to close my account if I don't accept their offer or their future charges. Do I just ignore this letter and send in my N1 court form without replying to them? Do I send them a copy of the N1 form ?
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Re: Settlement Letter
