Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 10th July 2007 20:48 #1
    hanzotheblade hanzotheblade is offline
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    Default Time for a new bank account?

    Just after some friendly advice from others who've been there...

    I've now submitted my claim against A&L and have received their standard Wragge (or should I say ragged) defence.

    After reading others' experiences I am wondering if I need to start looking NOW for a new bank account, before I'm left without one? How likely are A&L to close my account now I've gone to the small claims court?

    :?

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  2. 10th July 2007 21:39 #2
    jmn jmn is offline
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    Default Re: Time for a new bank account?

    Quote Originally Posted by hanzotheblade View Post
    Just after some friendly advice from others who've been there...

    I've now submitted my claim against A&L and have received their standard Wragge (or should I say ragged) defence.

    After reading others' experiences I am wondering if I need to start looking NOW for a new bank account, before I'm left without one? How likely are A&L to close my account now I've gone to the small claims court?

    :?
    Hi & welcome,
    Though I am fairly new myself, I am quite sure you have a long way to go yet before this happens, if it does at all. I have just rec'd my aqicon and they have not, as yet mentioned closing my acct. But if it make you happier, it wouldn't hurt to start looking around - cos' would you really want to stay with them anyway?

    There is lots to do in the meantime. Just read everything you can within the A&L threads.

    There is so much help on this site is hard to feel negative about the whole procedure. They really do jolly you along, every step of the way. So 'never be afraid' fellow CAGicon's will be your guiding light!

    Lots of helpers will be along soon to advise on your next move.

    I wish you the best of luck
    Jmn

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  3. 10th July 2007 21:44 #3
    jansus jansus is offline
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    Default Re: Time for a new bank account?

    hi

    a&L have been fined for retalitory closures in the past - but as things had been quiet on the cases settled for a while not sure if they will close accounts in the future. but not a bad idea to be ready with a "parachute accounticon" while you have the time to organise.


    jansus

    Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
    [IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
    offer from A&L 24/8/07 - after case stayed

    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery


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  4. 10th July 2007 22:12 #4
    Russjo Russjo is offline
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    Default Re: Time for a new bank account?

    Just to put my two pennies worth in, I've recently had an offer from A&L and they do mention in so many words that if I accept the offer and their terms & conditions they won't close the account. I am well prepared for them to close my account once this is over and have opened my parachute accounticon just in case. I've even debated moving my wages anyway to beat them at their own game

    HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed
    HFC Bank Take 2 - Statements received
    A & L - Prelim sent/LBA sent
    Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent
    A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected
    Abbey (for my Sister) - ***Won***
    Barclays PPI claim
    Studio - ***Won***
    HSBC - (for my brother-in-law) ***Won*** 8-)
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  5. 11th July 2007 09:34 #5
    cazawilson cazawilson is offline
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    Default Re: Time for a new bank account?

    Hi all

    I opened a new account with Smile, and thought that I'd beat them at their own game. My new bank moved all my D/Ds and standing orders over for me in a matter of weeks and my A&L account is now in the process of being closed down.

    I shouldn't worry too much at the moment about closing your account, but do have another one ready. If A&L do close your account I read somewhere that they would have to give you 30 days notice anyway. So no panic at the moment.

    Caza

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE