Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 10th July 2007 11:07 #1
    kermit200376 kermit200376 is offline
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    Default Reclaimed charges to be offset against loan

    I have just been informed that my reclaimed charges (over 7K) will put paid directly into my loan and that I will not get the cash into my current a/c.
    Have anyone had experience of this. I am of a mind to fight this.:cry:

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  2. 10th July 2007 13:05 #2
    kermit200376 kermit200376 is offline
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    Default Re: Reclaimed charges to be offset against loan

    no but its the principle. Are you within you rights to ask for a cheque?

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  3. 10th July 2007 14:13 #3
    dx100uk dx100uk is online now
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    Default Re: Reclaimed charges to be offset against loan

    totally agree

    it is YOUR money they have unlawfully taken from your A/C!
    what right has a bank got to decide what you do with it...none.

    demand it by cheque & don't settle for anything less.

    there was a very good thread on this in the HSBCicon [i think] forum recently.

    dx100uk

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  4. 10th July 2007 15:58 #4
    kermit200376 kermit200376 is offline
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    Default Re: Reclaimed charges to be offset against loan

    Update!
    I am going down the fosicon route and they wil fight for a cheque or the return of funds to my current account only on my behalf.

    It makes me mad that RBSicon can choose what happens to my money that they unlawfully stole.

    Its about time someone made a successsful cliam for damages as this process is enough to knock years off your life.

    Will keep you posted!

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE