Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I had a direct debit 'bounced' and a charge applied even though there were sufficient funds in the account to cover the direct debit. The charge was cancelled the same day after I protested, but I have now incurred substantial costs as a result of the unpaid direct debit. Does anyone know where I stand on this?
Thanks.
Re: Liability for costs issue.Re unpaid direct debit.
Originally Posted by cats
I had a direct debit 'bounced' and a charge applied even though there were sufficient funds in the account to cover the direct debit. The charge was cancelled the same day after I protested, but I have now incurred substantial costs as a result of the unpaid direct debit. Does anyone know where I stand on this?
Thanks.
Re: Liability for costs issue.Re unpaid direct debit.
£12 late payment fee, loss of 0% interest rate (now reinstated) and £55 interest-apparently incurred during the temporary loss of 0% interest. The credit card company were very sympathetic but say although they realise it wasn't my fault that the DD wasn't paid, it wasn't their fault either. They have advised me to take up the matter of the costs I have incurred as a result of this with my bank.
Thanks.
Liability for costs issue.Re unpaid direct debit.
'bounced' and a charge applied even though there were sufficient funds in the account to cover the direct debit. The charge was cancelled the same day after I protested, but I have now incurred substantial costs as a result of the unpaid direct debit. Does anyone know where I stand on this?
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Originally Posted by cats
