Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I wondered if it would be helpful to have a thread specifically for posting transcripts of letters from A & L, if we suspect they might be standard letters, just to see how many others have had the same letter in response and gone on to complete their claim. It would be reassuring to know which replies from A & L are just standard letters and which, if any, aren't.
the only thing that does seem to vary is the defence - so we normally try and say what ours is - e.g 6 pages - 23 points etc as some have been different - and also they may also try and change it as they obviously watch court rulings and if they see something to their advantage they will use it.
The important thing at the moment is to read the defence and ask if you are not sure about something. The defence document does vary from bank to bank as well.
jansus
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
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offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
So maybe, in addition to the "standard letters" thread, a "defence comparison" thread might help?
Because the CAG is doing such a great job and there is sooooo much information on the website, it can be a little confusing for some and, because of that, I suspect there is quite a lot of repetition of information. Hopefully, "standard letters" and "defence comparison" threads might help a bit?! I think they might need to be "sticky" to be really effective, though. How do you go about that?
if you go to the bottom of the forums there is a section - for suggestions about the web site - I have posted on there before.
Jan
Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
[IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
offer from A&L 24/8/07 - after case stayed
"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery
A & L standard letters
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