Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just joined the site so still finding out how it works.I am a Consumer Law lecturer with an LLB degree very interested in CAG and what you do.
With CAG help have already successfully recovered £750 from Barclays (just using templates) and am about to have a go at Abbey.
However I also currently have a personal account with Nationwide together with a joint account with my partner and she has one of her own.If I pursue them for charges they may well seek to close mine but I will have an alternative in place by then and propose to simply deduct any o/s overdraft from my claim.However what is the position should they then try and close the joint account or my partner's or both?
Does anyone know or can tell me how to find out cheaply.
Incidentally I am very au fait with Small Claims court procedures generally and very happy to help others.
It's doubtful whether Nationwide would try to retaliate by closing the joint account, however it's always good practice to open a parachute account elsewhere just in case. This way, you can easily move your financial transactions elsewhere if they do retaliate.
Have a good read of the FAQ's http://www.consumeractiongroup.c o....se-read-these/ as these will help you to understand the reclaiming process and what to expect. Although it sounds as though you're quite knowledgeable on this already!
It's also worth starting a new thread in the Nationwide Forum - you'll find plenty of other members who are currently going through the same process that you're about to embark on. It's also encouraging to have a look in the successes sub-forum on Nationwide to see some of the previous 'wins'.