Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just started claim re two Barclaycard accounts - still waiting for statements on one and have sent first letter on the second - following other threads with interest - would be great to hear from others at the same stage.......the long wait begins
I received statements for one account (claim 1) just after last post on the 8th July and wrote to bank straight away asking for my money back. Ten days later have received reply advising me that as a GOGW £80 will be credited to my next statement. This represents about one third of my claim before before interest which is another £80. I'm going to write accepting as part payment only and ask for the rest. Has anybody else been in this position and what's the bank's next step?
Hi all, any advice would be appreciated - I have now recieved small GOGW credits on both barclaycard accounts that I am claiming on. I want to go for the rest is there any point in writing to them again before I commence MCOL or shall I just go for it? It's not a huge amount so I'm hoping they will settle. Is the POC format the same as for bank charges?
Also if an account is sold on to a collection agency after a GOGW but before the MCOL stage on a credit card (not barclaycard) should the defendant be the credit card co. who controlled the original debt and charges or the collection company.
Never post anything in the open forum that can identify you.
It is well known that the banks, etc. DO read these forums.
Don't give them any advantage.
Regards, Rooster.
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yes - cheers Rooster was error when I was on auto-pilot after an e-mailing session - had not realised i had done it but thanks for noticing and letting ne know it's appreciated - any responses to points I raised?????
spring6 v Barclaycard
- would be great to hear from others at the same stage.......the long wait begins
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