spring6 v co-op - **WON**

**spring6** · 8th July 2007 00:59

Hi all,

I have started to reclaim default charges from several banks and would be grateful for some info on the co-op credit card. I still have a fairly large balance on this credit card and have held off re-claiming charges because of this. If anybody has been in a similar position - has the bank tried to call in the debt or suddenly developed an awkward streak following a claim?

Cheers,

Spring6

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**phatram** · 8th July 2007 11:40

I shouldn't worry too much about them calling in the debt.
Have you SAR icon

'd the Coop?

**spring6** · 8th July 2007 16:15

Cheers phatram - I'll crack on then - it's the next job on my list ...... what is their response time like?

**phatram** · 8th July 2007 16:32

It will take about 40 days.
Have you read the FAQ's etc?

**spring6** · 8th July 2007 19:00

not yet - will check it out while I'm waiting ....... thanks for your help

**maroondevo52** · 13th July 2007 18:25

Hi, Spring6.

When I claimed charges back from Cap 1. They took back what I was due them before giving me the rest. Bank of Scotland icon

closed my 28 year old account, I have since complained to fos icon

and am waiting their response.
Have a look at the http://www.consumeractiongroup.co.uk...se-read-these/ You should open a parachute account icon

, just in case.

Best wishes with your claims.

Regards.

Scott.

**spring6** · 13th July 2007 18:34

I have sorted a parachute account icon

thanks for that maroondevo52 - I only have a credit card with them and they are welcome to reduce the balance by any amount claimed / agreed - I'm up to date with all payments so fingers crossed ....

**spring6** · 14th October 2007 12:29

Co-Op Visa has now refunded all the charges to the CC account. It took two letters and WOP offer together with threat of court action ...

**maroondevo52** · 15th October 2007 22:24

CONGRATULATIONS !!!

**zootscoot** · 21st October 2007 02:02

Congratulations!!!!!!!!!! !!

Don't forget the survey and a donation icon

would be very much appreciated

Enjoy your pay out

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