Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Barclaycard - ask for cheque or do you have to accept refund to your credit card

    Hi everyone,
    Just a quick question that I was curious about.If or when Barclaycard decide to pay up, can you ask for a cheque or do you have to accept that they will refund the amount to your credit card.Good luck to everyone still claiming, and well done to all those who have been successful.

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    Default Re: Barclaycard - ask for cheque or do you have to accept refund to your credit card

    Considering that it is money which doesn't exist as such, they simply added it on to your balance and if you have a live balance, you haven't paid it yet, I think that they are totally within their rights to deduct it from the balance. (court fee excluded, that is something you should get separately paid back to you). I also think that it is a lot healthier that way, as otherwise, they'll still be adding interesticon to the balance of the card.

    Think of it as one debt less to worry about.

    Apologies to people who I was in the process of helping, I may be gone some time.

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    Default Re: Barclaycard - ask for cheque or do you have to accept refund to your credit card

    I believe they "reserve the right" to off set any refund against any outstanding debt..No harm in asking though..
    Good luck to you to.


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    Default Re: Barclaycard - ask for cheque or do you have to accept refund to your credit card

    Hi,
    Hope somebody can help me. I had a barclaycard 2001-2002, i am an anulled bankrupt, i know that if i claim bank charges back that i will receive the monies as i have spoken with the official received of my bankruptcy, who said i would receive any monies claimed, i might add that he claims to know nothing about claiming bank charges back either, said he'd never heard of it, somehow i think he must be on another planet! Anyway i want to know if the interest that barclaycard have charged me on their statements can be claimed back or not or is it just charges like late payments and over overdrafticon limit charges that can be claimed????


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    Default Re: Barclaycard - ask for cheque or do you have to accept refund to your credit card

    Hi fastbird. Sorry about the slow reply.
    Open your own thread and have a good read through these.

    http://www.consumeractiongroup.co.uk...ts-please.html

    http://www.consumeractiongroup.co.uk...lates-library/



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE