Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    stccn Novitiate

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    Default So It Begins.....

    Hi All

    Well I have finally done it. Prelim letter was sent to RBoS on 2nd July with a full Breakdownicon of charges and interesticon.

    I have received their standard letter back saying 'We will endevour to look into your claim within 6-7 weeks', more like never look into your claim this century.

    So RBos, you have until 19th July to tell me you are giving me my money back, (I think 14 working days is more than fair), if not then onto stage 4.

    I would reccomend all new users read the step by step thread. It explains the whole process and timescales very well.

    If I haven't had a full refund offer by 19th then i'll let you all know and proceed to then next stage.

    Hope all your claims are successful.

    Si

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  2. #2
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    Default Re: So It Begins.....

    Hopefully you'll get an offer of approx 60-70% of your claim in a letter telling you they think their "charges are fair, reasonable and transparent but as a gesture of goodwillicon" the Bank will offer you some of your money back - accept whatever amount offered but only as a part of the full figure you are claiming - and then again hopefully they will come back with the full amount which you should accept.

    “It's not personal, Sonny. It's strictly business.”

  3. #3
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    Default Re: So It Begins.....

    Well the 14th day is here tomorrow and apart from the standard 'We'll get back to you sometime never' letter, I have heard nothing.

    So on to the next stage.

    Wish me luck!


  4. #4
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    Default Re: So It Begins.....

    Can't say I'm surprised

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
    Stuck with RBS charges? Click here!!

    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  5. #5
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    Default Re: So It Begins.....

    Haven't updated this in ages so here goes.....

    I never did get to complete the process! Shortly after sending in my second letter I received a very very very long reply from RBoS.

    It went into great detail about test court cases and the fact that they were freezing all decisions until the outcome of those cases.

    I have heard nothing since!

    What should I do now?

    Start the process again or carry on from where I left off?

    Advice please!

    Thanks.


  6. #6
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    Default Re: So It Begins.....

    Hi, stccn.

    Send them another letter before actionicon, adding any new charges, then file at your Local county courticon.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE