Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: Another Win!!!!

  1. #1
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    bobthecabbie Novitiate

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  2. #2
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    Default Re: Another Win!!!!

    This is the title of the article.................. ........

    Landmark Case Topples Lloydsicon TSB Victory on Bank Charges


    Pro-consumer judgement on unlawful bank charges won against Lloyds TSB with support from penaltycharges.co.uk




    July 05, 2007 - Press Dispensary - Consumers fighting to reclaim money through the courts for unfair penalty charges levied by British banks received an historic boost today, when a St Albans county courticon judge ruled in favour of a claimant, awarding him over £4,000. This is the first ruling of this type to pass through the UK courts.

    Why is the ruling the first of its kind?? Has any one got a link to..........Gregory Terry v Lloyds TSB Plc, or someone post up a link to the a thread on the website he uses.

    Thanks William.








  3. #3
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    Default Re: Another Win!!!!

    I dont think we are allowed to do a link to the other website- and I am not sure why its a landmark ruling if the bank did not attend?

    I think the only reason may be is that with the previous Lloydsicon cases they were saying no breach of contract - where as Abbeyicon for instance admitted this in their defence.

    Did the case say charges are definitely based on breach of contract ?

    We will have to keep reading - again- will my brain absorb any more

    jansus

    Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
    [IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
    offer from A&L 24/8/07 - after case stayed

    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery


    PROUD TO BE AN ORANGE

  4. #4
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    Default Re: Another Win!!!!

    I must admit, I can't see what the difference is between this and other cases that have got to court. Be interested in what you turn up Jansus as you are normally the one to unearth news stories that I see

    HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed
    HFC Bank Take 2 - Statements received
    A & L - Prelim sent/LBA sent
    Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent
    A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected
    Abbey (for my Sister) - ***Won***
    Barclays PPI claim
    Studio - ***Won***
    HSBC - (for my brother-in-law) ***Won*** 8-)

  5. #5
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    Default Re: Another Win!!!!

    TSB Lose in St Albans

    TSB Lose in St Albans
    as I thought not really a landmark case -just that it was lloyds that got the publicity for the only cases to lose previously. And still in county courticon so no precendent,And the bank did not appear

    jansus

    Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus
    [IMG]http://www.consumeractiongroup.c o.uk/forum/images/icons/icon1.gif
    offer from A&L 24/8/07 - after case stayed

    "What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery


    PROUD TO BE AN ORANGE

  6. #6
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    Default Re: Another Win!!!!

    That's what I thought. Can't wait to see what Yorkshireicon and Clydesdale do

    HFC Bank - First letter claiming £196/LBA sent/£75 offered/rejected/Claim filed
    HFC Bank Take 2 - Statements received
    A & L - Prelim sent/LBA sent
    Barclays (for my Dad) - Awaiting statements/LBA for S.A.R. sent/Statements received/Prelim sent/LBA sent
    A & L (for my Son) - Awaiting statements/Statements arrived Prelim letter sent/£280 offered and rejected
    Abbey (for my Sister) - ***Won***
    Barclays PPI claim
    Studio - ***Won***
    HSBC - (for my brother-in-law) ***Won*** 8-)


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