Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am bluemiester and I am in the process of asking the Bradford&Bingley for my direct debit charges back,In the last 2 weeks I have been charged £275.00
in Fees,the straw that broke the camels back,here is a copy of the first letter I am about to send=
Bradford & Bingley
Dear Sir or Madam,
Re. Account number: ***************
I am writing to request that you repay all the default charges that have been applied to my account,over the previous 6 years.I do not believe these charges reflect the true cost to Bradford & Bingley
The charges total £420.00,and any charges applied up to the above date. I believe I have been unlawfully deprived of the money and therefore ask that you repay me the full amount. Please find a full schedule of the charges with this document. All Timesaver statements provided by yourselves and letters with charges since 6 year history are provided.
I look forward for a full response to this letter within 14 days.
Yours faithfully,
I would appreciate any advice or opinions on this letter.
Hi my problem
charges back,In the last 2 weeks I have been charged £275.00
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