Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    strude Novitiate strude's Avatar

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    Default Jodie V Juggernauts

    Hi Guy's
    Just thought I let you all know that I am helping my daughter to claim against the nat west.Have sent her DPA and awaiting reply.
    Fingers Crossed!
    I'm also claiming against the Halifaxicon, I left A thread in the halifax forum Entittled "DPA sent"

    Similar Threads:
    Sent Data Protection Act to Halifax 13.6.06
    Daughters Data Protection Act sent to NatWest 5.6.06
    Natwest sent statements on 24.6.06 Daughter owed £204.00 Preliminary ready to go.
    Halifax sent my statements today(26.6.06) Owe me £1702.00
    Preliminary sent on 27. 6.06.

  2. #2
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    Don Quioxte Informative Don Quioxte Informative Don Quioxte Informative

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    Default Re: Jodie V Juggernauts

    Hi welcome.. try and get your daughter to browse the forums as well (the more the merrier) - keep reading around so that you know the process inside out and what your next step is once you have received your info under the DPA request..

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)

  3. #3
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    Default Re: Jodie V Juggernauts

    Hi Don Quioxte
    Thanks for the quick reply and good morning.
    She (Jo) will be sitting down today to go through the forum and help with our claims.
    I'm very angry that she has had so many charges put on her account ans they (Natwesticon) know that she is a single mother and was on IS at the time. Why are the charges with these banks the same for people on IS as They are for rick people?? It doesn't seem fair to me!

    Sent Data Protection Act to Halifax 13.6.06
    Daughters Data Protection Act sent to NatWest 5.6.06
    Natwest sent statements on 24.6.06 Daughter owed £204.00 Preliminary ready to go.
    Halifax sent my statements today(26.6.06) Owe me £1702.00
    Preliminary sent on 27. 6.06.

  4. #4
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    Default Re: Jodie V Juggernauts

    Quote Originally Posted by strude
    . Why are the charges with these banks the same for people on IS as They are for rick people?? It doesn't seem fair to me!
    they are "unfair" for everyone (in both a legal and moral/ethical sense) - particularly for a single mum on IS!! but that is why we are all pursuing successful claims against them!

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)

  5. #5
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    Default Re: Jodie V Juggernauts

    Hopefully we'll get something back for her!
    Sorry about the spelling mistakes,I type and then don't check the spellings, Bad practice.

    Sent Data Protection Act to Halifax 13.6.06
    Daughters Data Protection Act sent to NatWest 5.6.06
    Natwest sent statements on 24.6.06 Daughter owed £204.00 Preliminary ready to go.
    Halifax sent my statements today(26.6.06) Owe me £1702.00
    Preliminary sent on 27. 6.06.

  6. #6
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    Default Re: Jodie V Juggernauts

    Hi Everyone
    My daughter has a reply from the Nat West to her lbaicon for charges levid against her bank account to be returned,It says :-


    We believe that are charges are fair, reasonable and transparent...

    We have considered the Office of Fair Trading's statement of 5 April 2006 and do not accept it's findings in relation to the setting of credit card fees. We are concerned that the Office of Fair Trading has publicly called into question the setting of charges applied to other products, including current accounts. The Office of Fair Trading has restricted it's investigation to credit cards and made no attempt to consult with the RBSicon Group or the industry in relation to other entirely different products.

    Consiquently with must differ with your views...
    Whilst I hope you will reconsider court action if you do decide to go ahead please ensure proceedings are served on our Registered Office address which appears below... 135 Bishopsgate London

    So it looks like we will have a fight on our hands, so could someone tell me if I should write back acknowledging the letter but at the same time ignoring it or just write and remind them that they only have one week left before I send a reminder and a second chance to repay the charges.
    I hope this all makes sence.
    Thanks



    Sent Data Protection Act to Halifax 13.6.06
    Daughters Data Protection Act sent to NatWest 5.6.06
    Natwest sent statements on 24.6.06 Daughter owed £204.00 Preliminary ready to go.
    Halifax sent my statements today(26.6.06) Owe me £1702.00
    Preliminary sent on 27. 6.06.


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